This is perhaps the most common form of travel insurance. If your travel plan is hampered by any cancellations from the airlines or the travel agents side, this scheme helps you to get reimbursed.
Hope this never happens to any traveller; but yet it is very necessary to supplement your journey.
This kind of incident is on the rise these days. Even the well guard airports also fell victim to it many times.
The change of weather or any chronic illness might take a toll upon you during your vacation. If you are under some travel insurance scheme, it would be really helpful then.
Many tourist destinations include various adventure sports options. The risk involved in these sports are unprecedented and fatal at times.
Every nation has their own legal rules and restrictions. The uncertainty related to legal issues needs to be backed with a strong scheme.